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Starting a business when you have no funds might seem like an impossible task, but in fact you can explore multiple different avenues to start generating an income despite having no cash to invest. 

There are many low cost startup business opportunities and funding pathways that can help you turn your dreams into a reality. This guide aims to teach you everything you need to know to start a business no matter what your financial situation may be, so read on to discover more!

Pitch Your Idea To Investors


One of the best ways to get funds for your new business is to pitch your idea to investors. There are multiple forms of investors out there that would be willing to help your startup grow, from banks and financial institutions to business owners and entrepreneurs. They’ll likely offer you a lump sum in return for either a percentage of your future sales or a number of shares in your business. They may also provide you with the option to ‘buy them out’ when you start to get your business up and running, which would likely mean paying them back in full with a certain volume of interest so that you can own your business in full. Make sure you prepare a brilliant pitch for your investors that provides them with all of the information they need, and take the time to come up with various answers to questions they’re likely to ask – you can research common pitch questions to get a little inspiration. 

Take Out A Business Loan 


Another option that you can explore to get the funds you require for your new business is to take out a loan. A business loan can be a great way to get the cash you need without having to forfeit a percentage of your sales or shares in your business, as you’ll simply need to make monthly repayments until you pay off your loan. You’ll need to have a reasonable credit score to access a loan with a good interest rate, otherwise you’ll have to pay a lot more to get the cash you need. There are ways to improve your credit score to ensure you can get a great deal on your business loan, so be sure to investigate this if you want more favorable repayments. It’s a little risky to take out a loan as there’s a chance your business won’t make enough money to fulfill your repayments. If this does happen and you repeatedly miss your repayments, then you may encounter financial difficulties and potentially even lose everything that you have worked so hard to achieve. Only enter into a loan agreement if you’re confident that you can make the repayments. 


Starting a business when you have no funds has never been such a simple task when you can utilize one of the excellent ideas that have been carefully detailed above. You can either pitch your idea to investors and get their financial backing, or take out a business loan to fund your startup!